Need an appraisal in Phoenix or Maricopa County?

Here are the top 7 reasons why AZ homeowners order from us:

  1. Pre-listing appraisals (whether they're selling the home on their own or using an agent)
  2. Challenge Maricopa county's assessment of your propertyvalue
  3. To lower their mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. To settle an estate in AZ by determining the true market value of property in question
  8. Estate appraisals for Date of Death

Own a house in or near Phoenix, AZ and need help deciding the value of it? Let's discuss your particular appraisal needs.
Contact Us.

We understand the special needs of a homeowner after appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. But as a general consumer, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just how much your house is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value report than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. 

Challenging a property tax assessment

Lets say you live in a region that is going down -- your local tax assessor may have your home overvalued. This only means you are going to pay higher taxes than you should be paying. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from Diana Bluhm is your strongest weapon.

Recently got a freeze your HELOC?

If your house is in or near a declining area, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow viewpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. An efficient appraisal can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for verity, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? We offer field reviews where we go out and check the subject and comps. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? We can assist you. While usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your home.